Non-fault accidents – how do they affect your premium?
Some insurers’ data shows that drivers who were in an accident that wasn’t their fault are more likely to be in an accident again that is their fault in the next few years.
That’s why if you’re in a non-fault accident, your car insurance premium might rise at renewal.This is why re recommend using our Accident Management service as this will avoid this happening as we claim directly off the 3rd Parties insurance on your behalf.
If you think it’s not your fault but it’s not immediately obvious, there’re a few things you can do to help back-up your claim.
After a no fault accident
Choosing your repairer
Remember it is your vehicle and you can choose who repairs it. Many insurers have networks of their ‘’approved’’ repairers, they may try and convince you to have your car repaired where they choose. Remember this is for their convenience not yours. Many are not British Standards or Manufacturer approved they are simply willing to work to the cheapest rates. Sandown Coachworks are British Standards BS10125 certified to the highest level available in the UK as well as holding many Vehicle Manufacturer Approvals.
Don’t be unduly influenced by insurers suggestions of delays and extra costs if you don’t do what they say. You are entitled to consider the benefits of dealing with the repairer of your choice. You are not obliged to have your car repaired at an insurance company nominated repairer.
How do you know you have a no fault claim ?
How do you know if the accident wasn’t your fault? There are several common no fault accident scenarios:
More often drivers know when they were not at fault for an accident. If in doubt whether you have a no fault claim, please call us – Sandown Coachworks Accident Management Team on 01932 240 471 – and we will assist in any way we can to get the situation resolved.
Benefits of using Sandown Coachworks Non Fault Accident Management Service
CALL Sandown Coachworks Accident Management Team on 01932 240 471
BS10125 - 125/10776 (TW17)
BS10125 - 125/10897 (GU15)
OPENING HOURS -
BY APPOINTMENT TO MAINTAIN SOCIAL DISTANCING
Monday 8am - 5.30pm
Tuesday 8am - 5.30pm
Wednesday 8am - 5.30pm
Thursday 8am - 5.30pm
Friday 8am - 5.00pm
Sandown Coachworks Shepperton
Unit E, Rodd Estate,
T: 01932 240 471
Sandown Coachworks Camberley
26 Doman Road
Yorktown Business Park
T: 01276 408 112
ESTIMATES - No Appointment Necessary
ALL BOOKINGS, CARS ON SITE , SERVICES AND WORK CARRIED OUT, ARE DONE SO IN ACCORDANCE WITH OUR TERMS & CONDITIONS
Oct 2020 - Gains Vauxhall Manufacturer Approval
July 2020 - Covid 19 Safe & ready for business
Aug 2019 - Gains Peugeot & Citroen Manufacturer Approvals
Jan 2019 - New Camberley Site opens
Dec 2018- British Standards audit complete and passed with flying colours
Nov 2018 - BMW Approval Status Pending
March 2018 - Gains manufacturer approvals for Abarth, Alfa Romeo, Chrysler, Fiat & Jeep
Dec 2017- Another British Standards audit complete and passed with flying colours
Sept 2017 - Achieves 98% customer satisfaction
May 2017 - Finalist in UK Bodyshop Awards
March 2017 - See us on BBC One show
Dec 2016 - Sandown Coachworks awarded Nissan Approved Bodyshop
Sandown Coachworks is Cyber Essentials Certified under the governments National Cyber Security Centre Scheme as we take protection of customers data seriously.